Auto Insurance


Auto Insurance Information

 

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Coverages

 

        Collision Comprehensive 

          Covers the cost of repairing or replacing your vehicle when you're
          involved in an accident.

 

Pays for damages to your car caused by factors other than collision,
such as fire, vandalism, weather, theft, accident with an animal, etc.

 

        Bodily Injury Liability and Property Damage Uninsured/Underinsured Motorist                                                      

          Payment for damages such as injury or property damage to others, 
          including legal defense if you are sued.

 

Coverage for accidents caused by someone who does not have
insurance coverage or does not have adequate liability limits.

 

        Medical Payments and Personal Injury Protection (PIP)                                  Road Trouble Service

          Coverages for medical expenses, hospitalization and rehabilitation 
          expenses resulting from injury to the insured or a passenger.

 

If your stranded on the road due to a flat tire, minor mechanical
malfunction or a dead battery, this will provide the service you need.

 

        Additional Expense Loan/Lease Gap

          This coverage helps pay for a rental car. And, if your stranded away 
          from home; food, lodging, and other incidental expenses.

 

Covers the difference between the current value of your vehicle and
the amount still owed on your lease or loan.

 


Questions to Ask your Agent

  • How much will I pay out of pocket if I get in an accident? What is the tradeoff between a higher deductible and lower premiums?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • Are any discounts available such as good driver, multiple policy, student discounts, etc.?   
  • What's the procedure for filing and settling a claim? Who do I call and what happens after I file a claim?   

 


 Additional Resources from our Blog

Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
Hours:
8:30 AM - 5:00 PM
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