Auto Insurance Information
Covers the cost of repairing or replacing your vehicle when you're involved in an accident.
Pays for damages to your car caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal, etc.
Bodily Injury Liability and Property Damage
Payment for damages such as injury or property damage to others, including legal defense if you are sued.
Medical Payments and Personal Injury Protection (PIP)
Coverages for medical expenses, hospitalization and rehabilitation expenses resulting from injury to the insured or a passenger.
Coverage for accidents caused by someone who does not have insurance coverage or does not have adequate liability limits.
This coverage helps pay for a rental car. And, if your stranded away from home; food, lodging, and other incidental expenses.
Road Trouble Service
If your stranded on the road due to a flat tire, minor mechanical malfunction or a dead battery, this will provide the service you need.
Covers the difference between the current value of your vehicle and the amount still owed on your lease or loan.
Questions to Ask your Agent
- How much will I pay out of pocket if I get in an accident? What is the tradeoff between a higher deductible and lower premiums?
- Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
- Are any discounts available such as good driver, multiple policy, student discounts?
- What's the procedure for filing and settling a claim? Who do I call?
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