Homeowners Insurance


Homeowners Insurance Information

 

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Coverages

 

         Dwelling Other Structures 

           Coverage for your home and any attached structures, based
           on the estimated replacement cost.

 

Covers structures on your property that are not attached to
your home, such as a detached garage, shed or pole barn.

 

         Personal Property                                                                                                                           Personal Liability

           Your personal possessions are covered anywhere in the world. 
           Set a blanket limit and/or schedule valuable items.

 

Coverage for incidents occurring anywhere in the world.
Protects against lawsuits for which you may become liable.

 

         Medical Payments to Others Additional Living Expenses                                                              

           Coverage for others who are injured at your residence, up to
           a set limit per person. 

 

Covers expenses if you are unable to stay in your home
after a loss.

 


 Questions to ask your agent

  • How much will I pay out of pocket if I file a claim? What is the tradeoff between a higher deductible and lower premiums?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • Are any discounts available such as multi-policy, opening protection, security system, fire resistance, etc.?
  • What is the process for filing and settling a claim? Who do I call and what happens after I file a claim?

 


 Additional Resources from our Blog

Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
Hours:
8:30 AM - 5:00 PM
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