(772) 287-3366  ☰ ˟
(772) 287-3366   Get a Quote File a Claim Request Proof of Insurance
Logo
  • Home
  • Why RV Johnson?
    • About Us
    • Customer Reviews
    • Careers
  • Personal
    • Homeowners Insurance
    • Auto Insurance
    • Boat Insurance
    • Flood Insurance
    • Condo Insurance
    • Umbrella Insurance
  • Commercial
    • Commercial Property
    • General Liability
    • Business Auto
    • Workers Compensation
    • Umbrella/Excess Liability
    • Miscellaneous Coverages
  • Life & Health
    • Employee Benefits Package
    • Group Health Insurance
    • Group Dental Insurance
    • Group & Individual Life Insurance
    • Disability & Long-Term Care
    • Medicare & Medicare Supplements
  • Blog
  • Contact Us
    • Contact Us
    • Employee Directory
    • Hurricane Claims

Watercraft & Boat Insurance


Watercraft & Boat Insurance Information

 

Blue Icon of a piece of paper and the words Get a Quote linked to the Get a Quote page

 

Blue Icon of message bubbles and the words contact your agent linked to the Personal Insurance Agents Page

 


Coverages

 

Watercraft Liability
Coverage against any claim or lawsuit made against you for liability related to your boat ownership. This may include Pollution Liability.

 

Agreed Value Loss Settlement
Receive an agreed upon value for your boat in the event of a total loss.

 

Emergency Towing
Covers expenses for towing or other emergency services.

 

Uninsured Boater
This coverage pays in the event of injury, damage or death caused by someone who does not have insurance coverage or adequate limits.

 

Boat Equipment
Coverage for boat related equipment such as anchors, oars, life jackets, fuel tanks and batteries.

 

Property of Others
Covers the belongings of your guests while on your boat.

 

Boat Recovery Expense
Coverage for the costs to recover a sunken boat.

 

Hurricane Haul Out
If a storm is predicted to hit your area this coverage pays to reimburse the cost to have your boat hauled out of the water.

 

 


Why do you need insurance for your boat or personal watercraft?

You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment.

  • If you're in an accident or your watercraft is stolen, it can cost a lot of money to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

 


Questions to ask your agent 

  • How much will I pay out of pocket if I file a claim? What is the tradeoff between a higher deductible and lower premiums?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What is the process for filing and settling a claim? Who do I call?

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

Get Social with us
Link to RV Johnson Insurance's Facebook Page Link to RV Johnson Insurance's Twitter Page Link to RV Johnson Insurance's LinkedIn Page Link to RV Johnson Insurance's Instagram Page
#RVJohnsonInsurance
Link to RV Johnson Insurance's Google Review Page
Link to the Refer a Friend Form
Link to the Join Our Newsletter Form
Our Location
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
 
© Copyright. All rights reserved. Powered by Insurance Website Builder. Click Here for our Web Site Privacy Policy.