Homeowners Insurance


Homeowners Insurance Information

 

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Coverages

     Dwelling Other Structures 

      Coverage for your home and any attached structures, such as an
      attached garage or deck, based on the estimated replacement cost.

 

Covers structures on your property that are not attached to your home,
such as a detached garage, shed or pole barn.

 

     Personal Property                                                                                                      Personal Liability

      Your personal possessions are covered anywhere in the world.


 

Provides coverage for incidents occurring anywhere in the world and
protects against lawsuits for which you may become liable.

 

     Medical Payments to Others Additional Living Expenses                                                              

      Coverage for others who are injured at your residence.

 

Pays for expenses if you are unable to stay in your home after a covered loss.

 

      Animal Liability Additional Coverages

      Coverage can be added to your policy to cover bodily injury or
      property damage your pet may cause to other people who are not 
      residents of your home.

 

There are many coverages that can be added to your policy to provide protection
where it is usually excluded, such as Mold, Sinkhole, Ordinance or Law, Inflation
Guard, and Sewer Backup. There is also an option to schedule valuable items
separately such as jewelry or collectables.

 


Questions to ask your agent

  • How much will I pay out of pocket if I file a claim? - Ask about the tradeoff between a higher deductible and lower premiums.
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What discounts are available? - Ask about multiple policy, security system and fire resistance discounts.   
  • What's the process for filing and settling a claim? - Ask who to call and what happens after you file a claim.
  • Will my Homeowners policy provide coverage for a golf cart, or other vehicles?
Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
Hours:
8:30 AM - 5:00 PM
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