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Owning a boat can be a fun experience for the whole family. Everyone can enjoy a little time out on the water, after all. Nevertheless, any time you take your kids on your boat, you have to see to their safety. You have an obligation to protect your little ones. READ MORE >>

Maybe you’re a young person planning for the future? Or perhaps, you’ve started a family and want to protect them. In the event of your death, you want to leave behind a strong legacy to settle your affairs. Life insurance is often the way to go in these cases. READ MORE >>

Now that we are well into 2018, you’re probably working hard on making your resolutions a success. Or, if you’re like us, you might have slacked a bit. Nevertheless, there’s still time to pick up the pace. Since the year is off to a fast start, you’ve probably got a lot of things to take care of. READ MORE >>

Driving and owning a car are not the same thing. Many drivers do not own cars, but still need to drive. Usually, standard auto insurance covers both vehicles and the drivers who own them. However, if a driver doesn’t own a car, he or she might not need the full coverage of a  standard policy. READ MORE >>

Here's an important aspect of life insurance to know. Most people can afford it. This type of insurance does not have to be expensive. For many people, it can be very affordable. If you do not have life insurance coverage, now is the time to speak to your insurer about this. READ MORE >>

An area of high risk for employee injuries is in walk-in coolers and freezers. These surfaces are slippery and often wet. Debris can collect on the surfaces as well. Trip and fall hazards are numerous. Equipment breakdowns may also put a dent in your finances. Most business insurance will provide some coverage for these risks. READ MORE >>

In recent months the United States has experienced several catastrophic flooding events, not least from Hurricanes Harvey and Irma. Flooding is a potent and devastating force of nature. It can leave widespread damages to your home, property and personal items. READ MORE >>

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. READ MORE >>

As we all continue to track Hurricane Irma, we must remember there is a possibility of a hurricane making landfall in our area. Now is the time to prepare. Please gather your insurance policies and other valuable papers. Make preparations for your safety and the protection of your property. READ MORE >>

Often, contracts involve more than just the contract owner and the contractor. Contractors may engage subcontractors and suppliers in various capacities. Failing to compensate subcontractors and suppliers may open the contractor to potential risks. An important aspect of surety bonds is how they may govern compensation of subcontracting parties. READ MORE >>

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