General Liability Insurance


General Liability Insurance Information

 

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What is General Liability Insurance?

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

 


Coverages

 

Bodily Injury and Property Damage Liability
Coverage provided for the amount that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" caused by an "occurrence" subject to policy limits and exclusions.

 

Products and Completed Operations Liability
Coverage provided for the amount that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" caused by an "occurrence" related to the insured Products or Completed Operations subject to policy limits and exclusions.

 

Personal and Advertising Injury Liability
Coverage provided for the amount the insured becomes legally obligated to pay as damages because of "personal and advertising injury" subject to policy limits and exclusions.

 

Medical Payments
Coverage provided for medical expenses for a "bodily injury" caused by an accident on the premises or because of your operations subject to policy limits and exclusions.

 

Damage to Premises Rented to You
Coverage provided for the amount the insured becomes legally obligated to pay due to fire damage to an insured rented premises caused by negligence.

 

Optional Coverages
Coverages can be added for more protection or may be required by contract such as Additional Insureds, Wavier of Subrogation, Primary & Non-contributory, Liquor Liability, and many more.

 

 


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Our Locations
Stuart Office
2041 E. Ocean Boulevard
Stuart, FL 34996

Phone: (772) 287-3366
Fax: (772) 287-4439
Toll Free: (800) 273-9800
Open: Monday - Friday
Hours:
 8:00 AM - 4:30 PM
Tequesta Office
400 N. Cypress Drive, Suite 24
Tequesta, FL 33469

Phone: (561) 745-8894
Fax: (561) 745-8871
Toll Free: (866) 556-6766
Open: Monday - Friday
Hours:
8:30 AM - 5:00 PM
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