insurance

In recent months the United States has experienced several catastrophic flooding events, not least from Hurricanes Harvey and Irma. Flooding is a potent and devastating force of nature. It can leave widespread damages to your home, property and personal items. Insuring your home against floods means getting insurance before flooding threatens. If you have the […]

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. That is something every lender wants […]

It seems like some people forget how to drive when rain falls from the sky. Instead of slowing down and using caution, plenty of drivers respond by speeding. Yet, pulling off to the side of the road and waiting until the rain stops is not a realistic option. Let’s take a look at some safety […]

Your current health status is heavily linked to your life insurance premiums. Are you a smoker? Do you have high blood pressure? Could you stand to lose 20 pounds? All of these can affect the risk you pose to life insurers. An unhealthy person may have to pay more for life insurance. Now is your […]

When selecting any type of business insurance, the goal is to minimize risk. These policies are often for very specific types of risks. Yet, most business owners don’t recognize the risks they face just by operating their company. Why do you need all of this insurance protection? Why are you facing risks like this? The […]