March 23, 2016
AgencyWorkers Comp Mitigates Risk for Condo Associations and their Contractors
Community association management companies should insist that their customers carry a workers’ compensation policy, whether they are employees or not. Here’s an example: Heiman v. CA Workers’ Compensation Appeals Board (2007) 149 Cal.App.4th 724 Here’s the Case Fact Pattern: Montana Villas HOA was managed by Pegasus Management Pegasus Management was owned by Heiman (Sole Prop.) […]
March 22, 2016
AgencyIs a Smart Home System Worth Installing to Deter Theft?
A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. A smart home is a system that provides distance connectivity to […]
March 15, 2016
AgencyCondo Owner Responsibility For Window Maintenance
This is a great question for condo owners in the Florida area. If you’d like us to review your policy for appropriate coverage, contact us today. Q: My wife and I are senior citizens and own a condominium unit. After the hurricanes of 2004 and 2005, our condominium used insurance proceeds to replace windows and […]
February 24, 2016
AgencyHow to Navigate Health Insurance Needs After Marriage
Your wedding is right around the corner and all you can think about are the changes that will now take place throughout your life. You may be thinking about how you will share furniture and who will park where in the driveway. Don’t forget to take a closer look at your health insurance. As your […]
February 23, 2016
AgencyR.V. Johnson Insurance Supports House of Hope
House of Hope and the R.V. Johnson Agency are featured on Safeco.com this week, Feb. 22-28. Please take this opportunity to visit and cheer, and send this link to everyone you know, so they can do the same. House of Hope has been awarded $4,000 already, and if the feature gets 50 “cheers” or more, […]