Agency

In recent months the United States has experienced several catastrophic flooding events, not least from Hurricanes Harvey and Irma. Flooding is a potent and devastating force of nature. It can leave widespread damages to your home, property and personal items. Insuring your home against floods means getting insurance before flooding threatens. If you have the […]

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. That is something every lender wants […]

As we all continue to track Hurricane Irma, we must remember there is a possibility of a hurricane making landfall in our area. Now is the time to prepare. Please gather your insurance policies and other valuable papers. Make preparations for your safety and the protection of your property. Claims adjusters will be looking for […]

Often, contracts involve more than just the contract owner and the contractor. Contractors may engage subcontractors and suppliers in various capacities. Failing to compensate subcontractors and suppliers may open the contractor to potential risks. An important aspect of surety bonds is how they may govern compensation of subcontracting parties. Surety Bonding and Subcontractor Payments A […]

It seems like some people forget how to drive when rain falls from the sky. Instead of slowing down and using caution, plenty of drivers respond by speeding. Yet, pulling off to the side of the road and waiting until the rain stops is not a realistic option. Let’s take a look at some safety […]