Agency

Life insurance is an important financial instrument. As long as the premiums are paid on time, a person can keep a life insurance policy for years. It is that longevity that makes life insurance policies attractive to parents. They know that they can purchase a policy for their child so that they can have financial […]

You keep track of the news routinely and know the risks of terrorism on everyday life. What about your business? A key factor to keep in mind is that if an act of terrorism occurs and it leads to losses suffered by other people related to your business, such as your customers, you could be […]

Like most types of property insurance, it is likely you will need to set a deductible for your flood insurance policy. A deductible is the amount of money you will pay out-of-pocket when a claim occurs before the insurance company pays the remainder of that claim. There are a few things to keep in mind […]

Community association management companies should insist that their customers carry a workers’ compensation policy, whether they are employees or not. Here’s an example: Heiman v. CA Workers’ Compensation Appeals Board (2007) 149 Cal.App.4th 724 Here’s the Case Fact Pattern: Montana Villas HOA was managed by Pegasus Management Pegasus Management was owned by Heiman (Sole Prop.) […]

A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. A smart home is a system that provides distance connectivity to […]