R.V. Johnson Insurance Call us at 772.287.3366
Contact Us
Stuart: 772.287.3366
Tequesta: 561.745.8894

Contact Us
Navigation

 

  HOMEOWNERS   AUTOMOBILE   BUSINESS   LIFE & GRP HEALTH  

FamilyUnlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you'll find this type of life insurance tends to be less expensive than whole life insurance, which remains in place as long as you continue to make payments on it.

Whole life insurance provides a significant amount of protection and is the ideal choice for many people. But for those who do not feel they need insurance on a long-term basis, term life insurance can be a good option. Here are three instances in which you may wish to have it.

  1. You have dependents. If you are the breadwinner in the family, which means your family depends on your income, then you should maintain life insurance as long as you have dependents. This ensures that if something happens to you, your family can maintain the same quality of life in your absence.

  2. You have significant debt. If you have a mortgage, for example, maintaining term life insurance throughout the life of that mortgage can ensure your loved ones can pay it off in the event that something happens to you.

  3. You have specific financial goals. If you have financial goals in mind, such as investment strategies, you need to be sure a policy is in place to protect you in case you don't have time to meet those goals.

There are many other reasons to choose a term policy, including the flexibility, the low cost and the overall ability to provide your loved ones with peace of mind. While it may be more beneficial for some people to choose a whole life insurance policy for estate planning goals and long-term security, not everyone has to buy that policy to gain financial security. Consider the value that term life insurance can add to your life and, with the affordability that policy offers, it may be the best decision you can make for your family right now.

Is this coverage right for you? Call RV Johnson Insurance at (561) 745-8894 for more information on Stuart FL life insurance.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
content bottom

Quick Links

 
Our Carriers Our Company Services Contact Us More Help
Auto Owners Insurance
Safeco Insurance
Progressive
MetLife
Blue Cross Blue Shield
Frontline Insurance
Aetna
Federated National
FCCI Insurance Group
Universal Property & Casualty Insurance Co.
Old Dominion Insurance Company
Tower Hill Insurance
Phildaelphia Insurance Companies
Bankers Insurance Group
Montgomery Insurance
UPC Insurance
Humana
Cigna
Home
Who We Are
Events
File A Claim
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn YouTube Blog RSS Feed Stuart Office on Google+ Tequesta Office on Google+
R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
Powered by
Insurance Website Builder

Join Our Newsletter Refer A Friend Testimonials Get A Quote
Policy Review Form
Get Started with a Policy Review