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stuart

December 21, 2017
Agency

3 Reasons You Can Afford Life Insurance

Here’s an important aspect of life insurance to know. Most people can afford it. This type of insurance does not have to be expensive. For many people, it can be very affordable. If you do not have life insurance coverage, now is the time to speak to your insurer about this. He or she can […]
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November 11, 2017
Agency

Minimizing Risk in Walk-in Freezers and Coolers

An area of high risk for employee injuries is in walk-in coolers and freezers. These surfaces are slippery and often wet. Debris can collect on the surfaces as well. Trip and fall hazards are numerous. Equipment breakdowns may also put a dent in your finances. Most business insurance will provide some coverage for these risks. […]
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October 18, 2017
Agency

Get Flood Insurance Now, Don’t Wait!

In recent months the United States has experienced several catastrophic flooding events, not least from Hurricanes Harvey and Irma. Flooding is a potent and devastating force of nature. It can leave widespread damages to your home, property and personal items. Insuring your home against floods means getting insurance before flooding threatens. If you have the […]
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September 25, 2017
Agency

Should You Let Your Mortgage Company Collect Home Insurance Payments?

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. That is something every lender wants […]
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August 9, 2017
Agency

The Importance of Payment Bonds

Often, contracts involve more than just the contract owner and the contractor. Contractors may engage subcontractors and suppliers in various capacities. Failing to compensate subcontractors and suppliers may open the contractor to potential risks. An important aspect of surety bonds is how they may govern compensation of subcontracting parties. Surety Bonding and Subcontractor Payments A […]
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