health insurance

Several factors could drive up rates next year — including a paucity of younger and healthy enrollees and a greater-than-expected surge in people seeking expensive health services, CEO Patrick Geraghty said in an interview. “We will be under tremendous financial pressure initially given the age, risk profile and high utilization of the new membership,” he […]

Health Insurance News Open enrollment for the Affordable Care Act plans begins November 15, 2014 and ends February 15, 2015.  Coverage effective date is January 1, 2015. You may qualify for a tax credit from the government to help pay the premiums for health insurance if you make $95,400 or less with a family of […]

The Health Insurance Marketplace begins open enrollment on November 15, 2014, and will run through February 15, 2015. During this period, all health plans offered through the Marketplace will be accepting new enrollees. Those currently without health insurance, or those looking to switch their health care plan, may do so through the Marketplace during this […]

Lots of small companies are saving money by increasing deductibles on their health care plans (or canceling all together).  Difficult economic times mean tough either/or choices for small business owners.  For many, adding voluntary benefits to compensate for cutbacks elsewhere in a benefits package or to enrich an existing core benefits plan – particularly one […]

Although asthma can flare up at any time during the year, many people report an increase in asthma symptoms in the spring. Emergency departments see an increase in asthma patients because spring pollens cause those with asthma and allergies to have a reaction. The lining of the lungs swells, triggering the start of an asthma […]