flood insurance

Buying the right homeowners insurance policy is never a one-size-fits-all proposition, particularly when it comes to getting flood insurance protection. And to some homeowners it may be a surprise when they learn that it is quite common for insurance companies to exclude flood damage from standard home insurance coverage. According to a Niche Report article, […]

“I am sorry, but your policy does not cover flood damage…” As a trusted insurance advisor, we remind you why Flood Insurance is important. Homeowners Insurance and Commercial Property policies do not provide coverage for flood damage, so it is important to understand the coverage and why you need to purchase it. A few facts […]

You can expect to see some flooding in coastal areas during a hurricane, which is why you should consider flood insurance. You can plan ahead by boarding your windows and nailing your items down; but when water gets into your home, you are going to have even more to worry about, especially water damage. For […]

Like most types of property insurance, it is likely you will need to set a deductible for your flood insurance policy. A deductible is the amount of money you will pay out-of-pocket when a claim occurs before the insurance company pays the remainder of that claim. There are a few things to keep in mind […]

A flood is not something any homeowner wants to face. Water damage can be some of the most potent a home can receive. If your home faces flood damages, you may also face significant financial losses. The standard home insurance policy typically doesn’t cover flood damages. However, many homeowners buy flood insurance. These are separate […]