Monday, January 26, 2015Lots of small companies are saving money by increasing deductibles on their health care plans (or canceling all together). Difficult economic times mean tough either/or choices for small business owners. For many, adding voluntary benefits to compensate for cutbacks elsewhere in a ben... READ MORE >>
Wednesday, January 14, 2015Stories in the news make it seem like senior drivers are a danger to everyone on the road. The statistics show that the truth is drivers in the age range of 25 to 34 are actually the most likely to be in an accident. This younger age range accounts for the largest number of accidents. READ MORE >>
Tuesday, December 23, 2014Beginning January 1, 2015, there will be a change to what covered employers are required to report to the Occupational Safety & Health Administration (OSHA). Under federal law, all employers, regardless of size or industry type, will be required to report all work-related fatalities within ei... READ MORE >>
Wednesday, December 10, 2014Out of the individuals who do not own life insurance, many cite the cost as the reason. In fact, studies conducted show that people think life insurance costs about three times more than it actually does. That's why it always pays to do your research, rather than rely on an assumption. READ MORE >>
Monday, November 10, 2014The Health Insurance Marketplace begins open enrollment on November 15, 2014, and will run through February 15, 2015. During this period, all health plans offered through the Marketplace will be accepting new enrollees. Those currently without health insurance, or those looking to switch their health care plan, may do so through the Marketplace during this open enrollment period. READ MORE >>
Tuesday, November 4, 2014Starting a business is no easy feat, and it takes some serious startup capital just to put your dream into motion. From internet access to rent — and everything in between — you've likely taken out a loan and invested your personal savings into your startup business. Isn't that worth protecting? READ MORE >>
Wednesday, October 15, 2014In Part 1 of this blog "Liability For a Swimming Pool", we described the duty of care owed to members of an association, their tenants and guests, and even to trespassers. As a result, an association should take steps to minimize its liability for any death, injury or damage that occurs at a pool. READ MORE >>
Tuesday, October 14, 2014For many Floridians going to the beach and enjoying a swimming pool are a way of life, especially in the summer heat. However, we often forget about the liability of owning a pool. Many associations (both homeowners and condominium association) have pools, and there is a risk of liability that needs to be considered when operating, maintaining and repairing a pool. READ MORE >>
Wednesday, October 8, 2014A homeowners insurance policy helps protect you and your belongings, but it's better for everybody if you don't have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. READ MORE >>
Monday, September 29, 2014Health Insurance News Open enrollment for the Affordable Care Act plans begins November 15, 2014 and ends February 15, 2015. Coverage effective date is January 1, 2015. You may qualify for a tax credit from the government to help pay the premiums for health insurance if you make $95,400 or less with a family of 4. READ MORE >>
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