You want to protect your house but it’s crucial to also protect what’s inside of it. The worst thing you can do is wait until an accident happens to figure the value of your furniture, artwork, collectibles, etc. If you want to make sure all your possessions are safe, contents insurance is the security blanket you need just in case something happens.
In a typical home insurance policy, there’s a set amount of money that covers your contents. It’s reflected as the overall value of your property. But what if you have some items that are worth more? Things like jewelry, electronics, musical instruments and others will not be protected. If you get more contents coverage that will guarantee that those valuables will be protected.
If you want to make sure you get a proper replacement for a lost item during any accident, it’s best to take an inventory of everything you value in your home. Go across the house and write down every item and its value, model number and a description. Taking photos works best and it’s always a good idea to keep this list updated so you’re not stuck if an accident occurs.
Make sure you keep the inventory list safe. Make some backups if it’s an electronic file or print out a few paper copies to give to close family and friends. Put it in a safe and give a copy to your insurance agent. This will make the process extremely faster when you’re putting in a claim.
Don’t just protect your house. Protect your home. Make sure your valuables are protected and call R.V. Johnson Insurance at (772) 287-3366 for more information on West Palm Beach homeowners insurance.