Life & Health Insurance

Several factors could drive up rates next year — including a paucity of younger and healthy enrollees and a greater-than-expected surge in people seeking expensive health services, CEO Patrick Geraghty said in an interview. “We will be under tremendous financial pressure initially given the age, risk profile and high utilization of the new membership,” he […]

Health Insurance News Open enrollment for the Affordable Care Act plans begins November 15, 2014 and ends February 15, 2015.  Coverage effective date is January 1, 2015. You may qualify for a tax credit from the government to help pay the premiums for health insurance if you make $95,400 or less with a family of […]

Out of the individuals who do not own life insurance, many cite the cost as the reason. In fact, studies conducted show that people think life insurance costs about three times more than it actually does. That’s why it always pays to do your research, rather than rely on an assumption. However, even if the […]

Many people don’t know enough about life insurance. As a result, they fail to get enough coverage, which can place a strain on their families after a loss. If you are someone who is interested in learning more about life insurance, keep reading to identify common mishaps that people often make and determine what steps […]

Unlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you’ll find this type of life insurance tends to be less expensive than whole life insurance, which remains […]