Homeowners Insurance

Perhaps a storm came through your area and knocked a tree over, creating your fence to topple over. Perhaps a driver lost control of his or her car and hit your fence. In these situations, do you have financial protection in place for your losses? Fence damage can be costly to repair, especially when a […]

If you recently inherited property, your first thought may not be to insure it. However, that may be one of the most important decisions you need to make. Often, a home insurance plan that you already have could provide the coverage. However, you may inherit something that is highly valuable, such as an art collection. […]

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. That is something every lender wants […]

Pests damage homes. Most infestations occur without evidence. You do not know they are present. Rats, mice, and other types of pests can become a nuisance quickly. Once infestations become noticeable, they typically can be hard to get rid of. Will your home insurance help you? This really depends on the situation. Most Infestations Have […]

A loss history report may not be something you know about as a property owner. However, it can be very insightful information about the claims made against your home in the past. If you are buying a home, you need this information. So, what is this report and how do you get it? What Does […]