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Homeowners Insurance

June 11, 2018
Agency

When Does Home Insurance Cover Pest Infestations?

Pests damage homes. Most infestations occur without evidence. You do not know they are present. Rats, mice, and other types of pests can become a nuisance quickly. Once infestations become noticeable, they typically can be hard to get rid of. Will your home insurance help you? This really depends on the situation. Most Infestations Have […]
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September 25, 2017
Agency

Should You Let Your Mortgage Company Collect Home Insurance Payments?

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. That is something every lender wants […]
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March 23, 2017
Agency

Is My Inherited Art Collection Covered Under Home Insurance?

If you recently inherited property, your first thought may not be to insure it. However, that may be one of the most important decisions you need to make. Often, a home insurance plan that you already have could provide the coverage. However, you may inherit something that is highly valuable, such as an art collection. […]
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October 18, 2016
Agency

When Can Home Insurance Cover Fence Damage?

Perhaps a storm came through your area and knocked a tree over, creating your fence to topple over. Perhaps a driver lost control of his or her car and hit your fence. In these situations, do you have financial protection in place for your losses? Fence damage can be costly to repair, especially when a […]
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March 22, 2016
Agency

Is a Smart Home System Worth Installing to Deter Theft?

A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. A smart home is a system that provides distance connectivity to […]
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