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Health Insurance News Open enrollment for the Affordable Care Act plans begins November 15, 2014 and ends February 15, 2015.  Coverage effective date is January 1, 2015. You may qualify for a tax credit from the government to help pay the premiums for health insurance if you make $95,400 or less with a family of […]

A homeowners insurance policy helps protect you and your belongings, but it’s better for everybody if you don’t have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. Strong winds are usually to blame for damage, so look […]

For many Floridians going to the beach and enjoying a swimming pool are a way of life, especially in the summer heat.  However, we often forget about the liability of owning a pool.  Many associations (both homeowners and condominium association) have pools, and there is a risk of liability that needs to be considered when […]

In Part 1 of this blog “Liability For a Swimming Pool”, we described the duty of care owed to members of an association, their tenants and guests, and even to trespassers.  As a result, an association should take steps to minimize its liability for any death, injury or damage that occurs at a pool.  In […]

Starting a business is no easy feat, and it takes some serious startup capital just to put your dream into motion. From internet access to rent — and everything in between — you’ve likely taken out a loan and invested your personal savings into your startup business. Isn’t that worth protecting? Disaster can strike at […]