We provide many types of insurance. As an independent insurance agency we can help you select the coverage and price best suited to your individual needs.

Flood Insurance
Flood Insurance provides coverage that most policies don't - coverage for damage to structures and contents from rising waters, flood related erosion, and flood-caused mudslides. Backed by the U.S. Government, Flood Insurance is available through the National Flood Insurance Program (NFIP). We highly recommend purchasing flood insurance for your home or condo, as it is relatively inexpensive compared to the coverage it provides. Your personal rate for flood will be determined by a "flood zone determination" which places you in either a hazardous or preferred flood zone. For more information or a quote, please contact our office for assistance.

Scheduled Items Floater
An inland marine personal articles floater is used to insure valuable personal property that often requires broader coverage than that provided by an insured's homeowner policy, due to the various exclusions and limitations on homeowners coverages. Floaters are typically written on an all risk basis, and include coverage throughout the world for most property.

The personal articles floater can be used to insure the following nine optional classes of personal property:

• Jewelry
• Furs
• Fine Arts
• Silverware
• Cameras
• Musical Instruments
• Stamps
• Coins
• Golfers Equipment