Insurance for Condominiums and HOAs

The laws and insurance responsibilities concerning Condominium & Homeowners' Associations are constantly changing. At R.V. Johnson Insurance, we make it our business to follow the continuously changing laws/regulations for Condominium Associations and Homeowners' Associations. Florida Statute 718 verifies what the Condominium Association is responsible for, and what the Condo Unit Owner is responsible for. Homeowners Associations should refer to their bylaws for details of what insurance they are responsible for.

Please find the following forms as resources for what the Condominium Association is responsible for insuring:

• Condo Association Coverage Area Map
• Association vs. Unit Owner Chart

In our Condo/Homeowners Association Insurance Program, we can offer all of the following coverage at competitive pricing:

• Property Insurance (including Wind and Hail coverage)
• General Liability Insurance
• Crime/Employee Dishonesty
• Directors and Officers Liability Insurance
• Umbrella Liability Insurance
• Worker’s Compensation Insurance
• Equipment Breakdown Insurance
• Accident Policy
• Flood Insurance

 

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Homeowners Insurance • Business Insurance • Car Insurance • Boat Insurance
Life & Health Insurance • Flood Insurance • Group Health Insurance • Worker's Compensation