Commercial Flood Insurance

Flood damage is not covered by most Property Insurance policies and you don’t need to live near water to be flooded.  Floods are caused by storms, hurricanes, water backup due to inadequate or overloaded drainage systems, dam or levee failure, etc.  You can protect your Property/Buildings and Personal Property with Flood Insurance purchased through the National Flood Insurance Program (NFIP) up to $500,000 on the building.  Higher limits of Flood Insurance coverage are available under an Excess Flood Insurance policy.

We highly recommend purchasing Flood Insurance for your property, as it is relatively inexpensive compared to the coverage it provides.  Your rate for Flood Insurance will be determined by your "flood zone determination" which places you in either a hazardous or preferred flood zone.  For more information or a quote, please contact our office for assistance.

 

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