Liability Insurance

General Liability Insurance

In today's litigious society, even small mishaps can result in large lawsuits. General Liability Insurance products can protect a company’s assets if it is sued for causing bodily injury, property damage, advertising injury or personal injury.  The General Liability Insurance policy also provides coverage for damages caused by products and completed operations.

Every business needs to have General Liability Insurance, no matter the nature of the operations.  Below are is list of other common liability products often excluded on General Liability Insurance coverage forms. 

Employment Practices Liability

With the changing economy and diversity in the workplace, the numbers of claims are rising under the Employment Practices Liability. With a steady trend upward, Employment Practices Liability Insurance will protect you against damages for events relating to your workforce including, but not limited to: wrongful terminations, harassment, discrimination, defamation of character, unfair hiring/firing practices, invasion of privacy, and assault and battery.  Please contact us if you are interested in obtaining a quote on this valuable coverage.

Cyber Liability

What would happen if you lost your laptop or blackberry?  Would you be liable for lost or stolen client information?

Cyber Liability Insurance will protect organizations that have access to any individuals’ personal identifiable information or are responsible for the collecting, handling, use, transfer and destruction of this information in accordance with state laws and regulations. Cyber Liability Insurance also helps companies monitor security breaches and provide defense costs associated with responding to lawsuits and investigations. You do not have to transfer data or have credit card transactions on the internet or via email as the coverage name “Cyber Liability” may imply, paper files and the lack of shredding personal information could cause a Cyber Liability claim also.

 

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